Discover Your Kohl's Charge Card Perks And Benefits

What is a Kohl's Charge Card?

A Kohl's Charge Card is a store-branded credit card that can be used to make purchases at Kohl's stores and online. It offers a variety of benefits, including discounts, rewards, and exclusive financing options.

Benefits of having a Kohl's Charge Card

• Receive 35% off your first purchase
• Earn 5% Kohl's Rewards on every purchase
• Get exclusive access to sales and promotions
• Enjoy flexible payment options, including 0% APR financing on purchases of $299 or more

How to apply for a Kohl's Charge Card

You can apply for a Kohl's Charge Card online, in-store, or by calling customer service. The application process is quick and easy, and you will typically receive a decision within minutes.

Conclusion

A Kohl's Charge Card is a great way to save money and earn rewards on your Kohl's purchases. If you shop at Kohl's frequently, it is definitely worth considering getting a Kohl's Charge Card.

My Kohl's Charge Card

My Kohl's Charge Card is a store-branded credit card that offers a variety of benefits to cardholders. These benefits include discounts, rewards, and exclusive financing options. Some key aspects of the card include:

• Rewards: Cardholders earn 5% Kohl's Rewards on every purchase.
• Discounts: Cardholders receive 35% off their first purchase and exclusive access to sales and promotions.
• Financing: Cardholders can enjoy flexible payment options, including 0% APR financing on purchases of $299 or more.
• Convenience: The card can be used to make purchases in-store and online.
• Security: The card is protected by Kohl's fraud protection guarantee.
• Customer service: Cardholders have access to 24/7 customer service.

These are just a few of the key aspects of the My Kohl's Charge Card. The card is a great way to save money and earn rewards on your Kohl's purchases. If you shop at Kohl's frequently, it is definitely worth considering getting a My Kohl's Charge Card.

1. Rewards

The My Kohl's Charge Card offers a number of benefits to cardholders, including the ability to earn 5% Kohl's Rewards on every purchase. This is a significant benefit, as it can add up to substantial savings over time. For example, a cardholder who spends $1,000 per year at Kohl's would earn $50 in Kohl's Rewards. This money can be used to purchase merchandise, gift cards, or even to pay down the card balance.

The 5% Kohl's Rewards program is one of the most generous rewards programs offered by any store-branded credit card. It is a valuable benefit that can help cardholders save money on their Kohl's purchases.

In addition to the 5% Kohl's Rewards, cardholders also receive a number of other benefits, including:

• 35% off their first purchase
• Exclusive access to sales and promotions
• Flexible payment options, including 0% APR financing on purchases of $299 or more

Overall, the My Kohl's Charge Card is a great way to save money and earn rewards on your Kohl's purchases. If you shop at Kohl's frequently, it is definitely worth considering getting a My Kohl's Charge Card.

2. Discounts

The My Kohl's Charge Card offers a number of benefits to cardholders, including discounts on purchases and exclusive access to sales and promotions. These discounts can add up to significant savings over time, making the My Kohl's Charge Card a valuable tool for shoppers.

One of the most significant discounts offered by the My Kohl's Charge Card is 35% off the cardholder's first purchase. This discount can be used on any merchandise in the store, including sale items. This is a great way to save money on your first Kohl's purchase, and it can help you to get started on earning Kohl's Rewards.

In addition to the 35% off first purchase discount, My Kohl's Charge Card holders also receive exclusive access to sales and promotions. These sales and promotions can offer significant savings on a variety of merchandise, including clothing, shoes, home goods, and more. Cardholders can also receive exclusive coupons and discounts in the mail and via email.The discounts and exclusive access to sales and promotions offered by the My Kohl's Charge Card make it a valuable tool for shoppers. By taking advantage of these discounts, cardholders can save money on their Kohl's purchases and get the most out of their shopping experience.

Here are some examples of how My Kohl's Charge Card holders can save money using the discounts and exclusive access to sales and promotions:

• A cardholder who spends $100 on their first purchase at Kohl's will save $35.
• A cardholder who takes advantage of a 20% off sale on clothing can save $20 on a $100 purchase.
• A cardholder who uses a coupon for $10 off a $50 purchase will save $10.

These are just a few examples of how My Kohl's Charge Card holders can save money. By taking advantage of the discounts and exclusive access to sales and promotions, cardholders can get the most out of their Kohl's shopping experience.

3. Financing

The My Kohl's Charge Card offers a variety of flexible payment options to cardholders, including 0% APR financing on purchases of $299 or more. This can be a valuable benefit for cardholders who want to make large purchases without having to pay high interest charges.

• 0% APR financing: Cardholders can enjoy 0% APR financing on purchases of $299 or more for a limited time. This can be a great way to finance a large purchase, such as a new appliance or a piece of furniture, without having to worry about paying interest charges.
• Flexible payment options: In addition to 0% APR financing, the My Kohl's Charge Card offers a variety of other flexible payment options. Cardholders can choose to pay their balance in full each month, or they can make minimum payments. Cardholders can also choose to set up automatic payments, so they don't have to worry about forgetting to make a payment.
• No annual fee: The My Kohl's Charge Card has no annual fee, so cardholders can enjoy all of the benefits of the card without having to pay an annual fee.

The flexible payment options offered by the My Kohl's Charge Card make it a valuable tool for shoppers who want to make large purchases without having to pay high interest charges. By taking advantage of these financing options, cardholders can save money and get the most out of their Kohl's shopping experience.

4. Convenience

The convenience of being able to use the My Kohl's Charge Card to make purchases both in-store and online is a major benefit for cardholders. It offers a level of flexibility and ease of use that is unmatched by many other store-branded credit cards.

In-store, cardholders can use the My Kohl's Charge Card to make purchases at any Kohl's store nationwide. They can also use the card to pay for online orders that are picked up in-store. This is a great option for shoppers who want to avoid shipping costs or who need their items immediately.

Online, cardholders can use the My Kohl's Charge Card to make purchases at Kohls.com. The website offers a wide variety of merchandise, including clothing, shoes, home goods, and more. Cardholders can also use the My Kohl's Charge Card to pay for online orders that are shipped to their home or office.

The convenience of being able to use the My Kohl's Charge Card both in-store and online makes it a valuable tool for shoppers. It offers a level of flexibility and ease of use that is unmatched by many other store-branded credit cards.

Here are some examples of how the convenience of the My Kohl's Charge Card can benefit shoppers:

• A shopper can use the My Kohl's Charge Card to make a purchase in-store and then return the item online for a full refund.
• A shopper can use the My Kohl's Charge Card to order an item online and then pick it up in-store, avoiding shipping costs.
• A shopper can use the My Kohl's Charge Card to make a purchase online and then use the card to pay for alterations in-store.

These are just a few examples of how the convenience of the My Kohl's Charge Card can benefit shoppers. By taking advantage of the convenience of the card, shoppers can save time and money and get the most out of their Kohl's shopping experience.

5. Security

The security of the My Kohl's Charge Card is a top priority for Kohl's. The card is protected by Kohl's fraud protection guarantee, which means that cardholders are not liable for any unauthorized charges made to their account.

• Zero Liability Protection: Cardholders are not responsible for any unauthorized charges made to their account, even if the card is lost or stolen.
• Fraud Monitoring: Kohl's monitors all transactions for suspicious activity and will notify cardholders of any potential fraud.
• Chip Technology: The My Kohl's Charge Card uses chip technology, which is more secure than traditional magnetic stripe cards.
• Identity Theft Protection: Kohl's offers identity theft protection services to cardholders, which can help them to protect their personal information from being stolen.

The security features of the My Kohl's Charge Card give cardholders peace of mind knowing that their account is protected from fraud and unauthorized charges. This allows them to shop with confidence, knowing that their personal and financial information is safe.

6. Customer service

Excellent customer service is an essential component of any successful business, and Kohl's is no exception. The company's commitment to providing cardholders with 24/7 customer service is a key differentiator that sets it apart from many other retailers.

There are many ways in which 24/7 customer service benefits "My Kohl's Charge Card" holders. For example, cardholders can call the customer service line to inquire about their account balance, make a payment, or report a lost or stolen card. They can also chat with a customer service representative online or via the Kohl's mobile app. This level of convenience and accessibility is invaluable to cardholders, especially in the event of an emergency.

In addition to providing convenience and accessibility, 24/7 customer service also helps to build trust and loyalty between Kohl's and its customers. When cardholders know that they can always reach a customer service representative, they are more likely to feel confident in using their Kohl's Charge Card. This trust and loyalty can lead to increased sales and repeat business.

Here are some specific examples of how 24/7 customer service has benefited "My Kohl's Charge Card" holders:

• A cardholder was able to report a lost card and have it replaced within 24 hours.
• A cardholder was able to make a payment over the phone when they were unable to access the online payment system.
• A cardholder was able to get help with a billing issue and have it resolved quickly and efficiently.

These are just a few examples of how 24/7 customer service can benefit "My Kohl's Charge Card" holders. By providing cardholders with access to help and support around the clock, Kohl's is demonstrating its commitment to customer satisfaction and building lasting relationships with its customers.

FAQs

This section addresses frequently asked questions about the My Kohl's Charge Card, providing clear and informative answers to common concerns and misconceptions.

Question 1: What are the benefits of having a My Kohl's Charge Card?
Answer: The My Kohl's Charge Card offers a range of benefits, including 5% Kohl's Rewards on every purchase, exclusive access to sales and promotions, flexible payment options, and the convenience of being able to use the card both in-store and online.

Question 2: Is there an annual fee for the My Kohl's Charge Card?
Answer: No, there is no annual fee for the My Kohl's Charge Card.

Question 3: How do I apply for a My Kohl's Charge Card?
Answer: You can apply for a My Kohl's Charge Card online, in-store, or by calling customer service.

Question 4: What is the My Kohl's Rewards program?
Answer: The My Kohl's Rewards program is a loyalty program that allows cardholders to earn points on every purchase. These points can be redeemed for merchandise, gift cards, or even cash.

Question 5: How do I make a payment on my My Kohl's Charge Card?
Answer: You can make a payment on your My Kohl's Charge Card online, by mail, or by phone. You can also set up automatic payments to avoid missing a payment.

These are just a few of the frequently asked questions about the My Kohl's Charge Card. For more information, please visit the Kohl's website or contact customer service.

Summary: The My Kohl's Charge Card is a valuable tool for shoppers who frequently shop at Kohl's. It offers a range of benefits, including rewards, discounts, and flexible payment options. If you are a frequent Kohl's shopper, it is definitely worth considering getting a My Kohl's Charge Card.

Conclusion

The My Kohl's Charge Card offers a number of valuable benefits to cardholders, including rewards, discounts, and flexible payment options. If you are a frequent Kohl's shopper, it is definitely worth considering getting a My Kohl's Charge Card.

In addition to the benefits listed above, the My Kohl's Charge Card also offers cardholders peace of mind knowing that their account is protected by Kohl's fraud protection guarantee and that they have access to 24/7 customer service. With all of these benefits, it is no wonder that the My Kohl's Charge Card is a popular choice for shoppers.